Personal Loans

Personal Loans

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    Get a Personal Loan When You Need It

    The unforeseen can always happen and we want to be there to help. We provide affordable and transparent personal and credit building loans so that when an opportunity arises or an emergency like a car repair happens, we have you covered. We build into the loan process opportunities to build savings and credit and help you avoid high-cost predatory loans.


    Every Spring Bank customer can take advantage of free financial counseling from our nonprofit partner GreenPath Financial Wellness.

    Credit Builder Loan

    The Credit Builder Loan is open to all customers who want to build credit and savings.

    GoGreen Cycle Loan

    The GoGreen Cycle Loan finances up to 80% of your bike purchase from select partner bike shops.

    Small Personal Loan

    The Small Personal Loan is available to Spring Bank customers with an active account.

    Employee Opportunity Program

    The Employee Opportunity Program is exclusively for employees who work for our partner employers. We are on a mission to help New York City workers access an  affordable loan, build their credit score and grow their savings.

    Find out if your employer is participating in the program here.

    Learn More

    Apply For Personal Loans To Take Advantage of These Benefits

    All our accounts come with incredible benefits and services:

    Schedule an Appointment

    Fill out your information below to schedule time with one of our account managers. They’ll be happy to assist you with any and all of your banking needs, including applying for a personal loan, opening accounts, reviewing loan options, or exploring ways to grow your retirement savings.

    Online Banking Support

      Have any questions? Stop by a branch or call us at (718) 879-5000.

      Our Promise

      At Spring Bank, customers are never “just” numbers. Trusting us with your money (and your goal) is no small matter. In fact, when you decide to bank with us, you become a member of the family, and your financial dreams become ours.

      Explore Other Loan Products