Personal Loans

Personal Loans

Already Have a Loan Account?

If you’re not ready to apply now, complete the form below for more information and we will contact you.

Get a Loan When You Need It

The unforeseen can always happen and we want to be there to help. We provide affordable and transparent personal and credit building loans so that when an opportunity arises or an emergency like a car repair happens, we have you covered. We build into the loan process opportunities to build savings and credit and help you avoid high-cost predatory loans.


Every Spring Bank customer can take advantage of free financial counseling from our nonprofit partner GreenPath Financial Wellness.

Credit Builder Loan

The Credit Builder Loan is open to all customers who want to build credit and savings.

GoGreen Cycle Loan

The GoGreen Cycle Loan finances up to 80% of your bike purchase from select partner bike shops.

Small Personal Loan

The Small Personal Loan is available to Spring Bank customers with an active account.

Employee Opportunity Program

The Employee Opportunity Program is exclusively for employees who work for our partners of our partner employers. We are on a mission to help New York City workers access affordable lines of credit, build their credit scores and grow their savings.

Find out if your employer is participating in the program here.

Learn More

Loans with Benefits

All our accounts come with incredible benefits and services:

Schedule an Appointment

Fill out your information below to schedule time with one of our account managers. They’ll be happy to assist you with any and all of your banking needs, including opening accounts, reviewing loan options, or exploring ways to grow your retirement savings.

Online Banking Support

Have any questions? Stop by a branch or call us at (718) 879-5000.

Our Promise

At Spring Bank, customers are never “just” numbers. Trusting us with your money (and your goal) is no small matter. In fact, when you decide to bank with us, you become a member of the family, and your financial dreams become ours.