The Opportunity Loan

Opportunity Loan

Already Have a Loan Account?

Interested in learning more about how the employee loan can benefit your employees and your business? Please fill out the form below.

The Opportunity Loan is for employees at partner employers.

The Opportunity Loan is an affordable and responsible loan option with no minimum credit score requirement. Access the cash you need now and build savings and credit for the future. Payments are deposited from your payroll into a Spring Bank savings account. You can establish or improve your credit score and choose options to build savings.

As a part of the the Employee Opportunity Program, we also offer the E-Bike Loan NYC , which helps you purchase an electric bike to make your commute faster and “greener,” to employees at partner employers.

As a Spring Bank customer, you can always access free financial counseling from GreenPath Financial Wellness. 

Click Here for a List of our Participating Employers

  • Austin Meat & Seafood
  • Bridge Street Development Corporation
  • BronxWorks
  • Cardiology Unlimited
  • Community Access
  • Doe Fund
  • Dominican Women’s Development Center
  • Family Life Academy Charter Schools
  • Grand St. Settlement
  • Green House Eco Cleaning
  • Greenwich House
  • Greyston Bakery
  • Hamilton Madison House
  • Hunts Point Alliance for Children
  • Jetro/Restaurant Depot
  • Kingsbridge Heights Community Center
  • Legacy Vacation Club – NJ
  • Legally Addictive Foods
  • MHANY Management Inc
  • Mosholu Montefiore Community Center
  • Per Scholas
  • Phipps Houses and Affiliates
  • Red Hook Initiative
  • School in the Square
  • SoBRO
  • Sunnyside Community Services
  • The Floating Hospital
  • The Hope Program
  • UncommonGoods
  • Vista Food Exchange
  • West Harlem Group Assistance
  • Westhab

Opportunity Loan Benefits

Exclusively for Employees at Our Many Employer Partners

Loans with Benefits

All our accounts come with incredible benefits and services:

Schedule an Appointment

Ready to grow with us? Come in and talk to one of our account managers to see how we can help. You can open a checking account, apply for a loan, open an IRA account and much more. Use the form below to schedule an appointment:

Open Business Checking Account Online in New York

Have any questions? Stop by a branch or call us at (718) 879-5000.

Our Promise

We don’t take it lightly that you trust us with your money. In fact, the best part about working here is getting to know our customers and their families. You’ll soon find out that you are far from a number here. On the contrary, you become part of the Spring Bank Family. We can’t wait to get to know you.

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