Brian Owens
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The Employee Opportunity Loan
Location
Brian Owens, owner of Crave Fishbar, says the financial services have been well-received by the more than 50 employees at his restaurants in Midtown and the Upper West Side in New York City. Many workers in the New York City restaurant business are immigrants or people with aspirations in other career fields, Owens says, and they often are living paycheck to paycheck. EOL employer.
Shefquet Ukaj
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Business Checking
Location
New York, NY
“I have all my accounts and all my loans with Spring Bank.”
Francisco Olivo
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Small Consumer Loan
Location
New York, NY
“Spring Bank has helped me improve my credit. My financial life has changed; I’m calmer.”
Samantha De La Rosa
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Credit Builder Loan
Location
New York, NY
“I’ve paid off $800 of my $1000 credit building loan and also have over $800 in savings,” said De La Rosa, who said her credit score, which once hovered around 500, has increased to about 700. “More people need to understand how important programs like these are,” said De La Rosa. “It’s made a huge difference in my life.”
Adalgisa Rodriguez
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Personal Loan
Location
New York, NY
“I tried to get a loan on the street to solve my problems but when I did the math I saw that I will never finish paying off the loan.”
Dorothy Shuford
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The Employee Opportunity Loan
Location
New York, NY
“I consolidated some of my debt, which wasn’t possible without Spring Bank's loan and prevented a garnishment from occurring. My credit score has skyrocketed from poor to very good...”
Connie Claymon
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The Employee Opportunity Loan
Location
Harlem, NY
“An Employee Opportunity Loan gives employees the opportunity to deal with a bank they can trust if they need to get a personal loan. Spring Bank has been a good partner and it is something that has been appreciated.” Connie Claymon, Chief Financial Officer of BronxWorks, a Bronx-based non profit
Andres Jimenez
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Commercial Loan
Location
New York, NY
“I have been doing business with Spring Bank for years and I’ve always seen how they help the community and small businesses grow with exceptional customer service that makes you feel at home.”
Luz-Maria Lambert
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Personal Checking
Location
New York, NY
“I just moved a new account to your bank. I am very grateful for the great customer service I received from everyone there, but especially Josefa. I am glad I was introduced to you. I continue to promote Spring Bank in my circles, because I believe in what you do for our community. I also appreciate the flexibility you have allowed me to have with my accounts–very grateful indeed. I am looking forward to continuing doing and expanding my business with Spring Bank.”
Aisha Norris
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Micro Line of Credit
Location
Bronx, NY
“Our relationship with Spring Bank has allowed us to increase our capacity and The Micro Line of Credit allows us to say yes to more opportunities!” says Aisha Norris, Executive Director of DREAM!, a Bronx-based non-profit.
Danae McLeod
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Non-Profit Line of Credit
Location
Harlem, NY
“We had a cash flow gap between funding seasons and needed a back-up. There are always delays in payments with grantors. We are very grateful that Spring Bank supported us,” says Danae McLeod, Executive Director of Grace Outreach, a Bronx-based nonprofit.
Hank Tibensky
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Small Business Lending
Location
New York, NY
Here is what Grow Loan borrower Hank Tibensky, the owner of Hank’s Juicy Beef, had to say about working with Spring Bank: “With friendly people and a community focus, I’m very happy to be a partner with Spring Bank. Every time I go into the bank, the receptionist greets me by my first name! And many of our Juicy Beef teammates are from the neighborhood, so we feel connected and like we’re part of something!”
Chimere Ward
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Small Business Lending
Location
Harlem, NY
“I didn’t have the capital to get into the Harlem Whole Foods. The Spring Bank Micro Line of Credit helped me to do that. Spring Bank encourages small businesses to analyze revenue and cash flow so that we stay afloat. And Ines is like family. I know I can call her any time with questions and she regularly checks in,” says Chimere Ward, Founder and CEO of Clean Plate Co., a Harlem-based catering business.
Hamad Ali
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Small Business Lending
Location
Harlem, NY
Hamad Ali’s live-poultry business occupies a storefront under the elevated subway tracks along Westchester Avenue in the Hunts Point section of the Bronx. It is a modest operation on a down-at-the-heels strip in the city’s most economically challenged borough. Nonetheless, Mr. Ali is very positive about something that very few small-business owners in the area are: his bank. “I’ve been in New York more than 30 years doing business with all the banks, and they never cared about me,” he said. “But my bank now, it is a lovely bank.”
