Employee Opportunity Program

Opportunity Loan or E-Bike Loan

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Employers, please fill out this form to learn more about our Employee Opportunity Program. Our consumer lending team will get back to you.

Welcome NY Employers and Employees
The Spring Bank Employee Opportunity Program

We are on a mission to help New York City workers access affordable credit, build credit and grow savings

The Employee Opportunity Program-available to employees of our partner employers.

As part of our Employee Opportunity Program employees have access to a number of products and services that can help them access a small loan when they need it and build credit and savings, including The Opportunity Loan , The E-Bike Loan NYC  and free financial counseling from GreenPath Financial Wellness

“The process of applying for a loan is very painless for the employee and for HR. For whatever an employee needs, it’s great “ Abigail Saunders, Director of Human resources, Greyston Bakery

Explore Our Loan Products

The Opportunity Loan

An affordable and responsible loan option up to $3500 with no minimum credit score requirement. Employees can access money when they need it and build savings and credit for the future.

Payments are deposited from payroll into a savings account making it simple to build credit and savings while the loan is being paid.

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The E Bike Loan NYC

  • As the newest addition to our Employee Opportunity Program, employees can connect to an electric bike with our E-Bike Loan NYC, helping New Yorkers get to where they want to go while commuting or riding for fun and supporting financial journeys.
  • Up to $2500 with no minimum credit score requirement, the E-Bike Loan NYC also helps build credit and savings.
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Access to GreenPath Financial Wellness Tools

Spring Bank customers have access for FREE to GreenPath counseling and other tools, to help you achieve sustainable financial health.

Learn More

Schedule an Appointment

Fill out your information below to schedule time with one of our account managers. They’ll be happy to assist you with any and all of your banking needs, including opening accounts, reviewing loan options, or exploring ways to grow your retirement savings.

Have any questions? Stop by a branch or call us at (718) 879-5000.

Loans with Benefits

All our accounts come with incredible benefits and services

Achieve Sustainable Financial Health

Access to all the FREE tools and 1-on-1 counseling to help employees build financial health through our partnership with GreenPath Financial Wellness.

One Application Fee. No Hidden Costs.

The loan process is simple and the costs are transparent.

No Prepayment Penalties

You can prepay your loan anytime without incurring any fees.

Simple to Apply

From application to closing, the loan application process is completely automated. Use your computer or mobile device to get started.

Opportunity to Build Savings

Your Spring Bank savings account we have made it simple for you to build savings.

Opportunity to Build Credit

With on-time payments, you can create or improve your credit score.

Use of Your IDNYC

We are all about expanding access. That is why we accept IDNYC Card, as a primary form of ID for account opening.