Employee Opportunity Program

Opportunity Loan or E-Bike Loan

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Employers, please fill out this form to learn more about our Employee Opportunity Program. Our consumer lending team will get back to you.

Employee Opportunity Program

We are on a mission to help New York City workers access affordable lines of credit, build their credit scores and grow their savings.

Exclusively for employees of our partner employers

Our Employee Opportunity Program ensures that employees have access to products and services that can help them build their financial health. Employees can access a small loan when they need it and build credit and savings, using the Opportunity Loan, or the E-Bike Loan NYC as well as free financial counseling from GreenPath Financial Wellness.

 

“The process of applying for a loan is very painless for the employee and for HR. For whatever an employee needs, it’s great.”

– Abigail Saunders, Director of Human Resources, Greyston Bakery

Participating Employers

Click Here for a List of our Participating Employers

  • Austin Meat & Seafood
  • Bridge Street Development Corporation
  • BronxWorks
  • Cardiology Unlimited
  • Community Access
  • Doe Fund
  • Dominican Women’s Development Center
  • Family Life Academy Charter Schools
  • Grand St. Settlement
  • Green House Eco Cleaning
  • Greenwich House
  • Greyston Bakery
  • Hamilton Madison House
  • Hunts Point Alliance for Children
  • Jetro/Restaurant Depot
  • Kiingsbridge Heights Community Center
  • Legacy Vacation Club – NJ
  • Legally Addictive Foods
  • MHANY Management Inc
  • Mosholu Montefiore Community Center
  • Per Scholas
  • Phipps Houses and Affiliates
  • Red Hook Initiative
  • School in the Square
  • SoBRO
  • Sunnyside Community Services
  • The Hope Program
  • UncommonGoods
  • Vista Food Exchange
  • West Harlem Group Assistance
  • Westhab

Explore Our Loan Products

The E Bike Loan NYC

  • As the newest addition to our Employee Opportunity Program, employees can connect to an electric bike with our E-Bike Loan NYC, helping New Yorkers get to where they want to go while commuting or riding for fun and supporting financial journeys.
  • Up to $2500 with no minimum credit score requirement, the E-Bike Loan NYC also helps build credit and savings.
Learn More

The Opportunity Loan

*offered to employees at partner employers*

 

An affordable and responsible loan option. Borrow up to $3000 when an emergency comes up or an opportunity comes around. No minimum credit score requirement. You can access funds when you need them and take advantage of opportunities to build your credit profile and savings at the same time.

Learn More

Access to GreenPath Financial Wellness Tools

Spring Bank customers have access for FREE to GreenPath counseling and other tools, to help you achieve sustainable financial health.

Learn More

Schedule an Appointment

Fill out your information below to schedule time with one of our account managers. They’ll be happy to assist you with any and all of your banking needs, including opening accounts, reviewing loan options, or exploring ways to grow your retirement savings.

Have any questions? Stop by a branch or call us at (718) 879-5000.

Loans with Benefits

All our accounts come with incredible benefits and services

Building Financial Wellness

Through our partnership with the national nonprofit, Greenpath Financial Wellness, Spring Bank customers can access free one-on-one financial counseling or other GreenPath programs and services.

Other Important Benefits of all Spring Bank Consumer Loans

  • Simple online application process--apply from anywhere, anytime
  • No Prepayment Penalties
  • No Hidden Cost
  • Opportunities to build credit and savings

One Application Fee. No Hidden Costs.

The loan process is simple and the costs are transparent.

No Prepayment Penalties

You can prepay your loan anytime without incurring any fees.

Simple to Apply

From application to closing, the loan application process is completely automated. Use your computer or mobile device to get started.

Opportunity to Build Savings

Your Spring Bank savings account we have made it simple for you to build savings.

Opportunity to Build Credit

With on-time payments, you can create or improve your credit score.

Use of Your IDNYC

We are all about expanding access. That is why we accept IDNYC as a primary form of ID for account opening or loan processing.