Content: Effective September 26, 2023

Checking

Interest Checking	Rate	APY	Minimum Deposit to Open
$500 Minimum Balance	0.25%	0.25%	$500	Click to Apply

Money Market	Rate	APY	Minimum Deposit to Open
$500 to $999,999.99	3.68%	3.75%	$500	Click to Apply
$1,000,000 and above	3.68%	3.75%	$500	Click to Apply

Savings

Savings Products	Rate	APY	Minimum Deposit to Open
Savings & IRA Savings – $100 to $999,999.99	4.16%	4.25%	$25	Click to Apply
Savings & IRA Savings – $1,000,000 and above	4.16%	4.25%	$25	Click to Apply
Holiday Club Accounts	4.16%	4.25%	$10	Click to Apply
Vacation Club Accounts	4.16%	4.25%	$10	Click to Apply
Other Savings Products	4.16%	4.25%	$25	Click to Apply
Interest on Lawyer Accounts	2.96%	3.00%	$00	Click to Apply

Certificates of Deposit

Term: Certificates of Deposit	Rate	APY	Minimum Deposit to Open
90 Day	3.68%	3.75%	$250	Click to Apply
180 Day (6 months)	4.16%	4.25%	$250	Click to Apply
1 Year (12 months)	4.88%	5.00%	$250	Click to Apply
1 1/2 Years (18 Months)	4.88%	5.00%	$250	Click to Apply
2 Years (24 Months)	4.40%	4.50%	$250	Click to Apply
3 Years (36 Months)	4.40%	4.50%	$250	Click to Apply
4 Years (48 Months)	4.40%	4.50%	$250	Click to Apply
5 Years (60 Months)	4.44%	4.50%	$250	Click to Apply

The APY is the Annual Percentage Yield, which is based on interest compounded daily. Fees may reduce earnings on your account (see Fee Schedule for details). Rates on Checking and Savings products are subject to change at Spring Bank’s discretion. Rates on Certificates of Deposits are fixed at opening. Early withdrawal penalties apply.

Competitive Rates

Interested in applying now? Please fill out the form below and go through our online application process.

Our Promise

At Spring Bank, we’re not just looking out for your money, we’re looking out for your goals. When you choose to bank with us, you become a part of the family. That’s a part of the Spring Bank promise.

Schedule an Appointment

Ready to take advantage of our highly competitive banking rates? Come on in and speak with an associate about how you can benefit from banking with us. Fill out the form below to schedule your appointment:

Have any questions? Stop by a branch or call us at (718) 879-5000.