Employee Opportunity Loan
Interested in learning more about how the employee loan can benefit your employees and your business? Please fill out the form below and we will contact you.
The Employee Opportunity Loan is for employees at partner employers.
The Employee Opportunity Loan is an affordable and responsible loan option with no minimum credit score requirement. Access the cash you need now and build savings and credit for the future. Payments are deposited from your payroll. You can establish or improve your credit score. When the loan is paid off, you can continue your deposits and build savings.
Employee Opportunity Loan Benefits
Exclusively for Employees at Our Many Employer Partners
Loans with Benefits:
All of our accounts come with amazing benefits and services:
Opportunity to
Build Credit
With on-time payments, you can create or improve your credit score..
Opportunity to
Build Savings
With your Spring Bank savings account, you can continue to build savings after your loan is paid.
Simple to
Apply
From application to closing, the loan application process is completely automated. Use your computer or mobile device to get started.
Automated
Process
From application to closing, the loan application process is completely automated. Use your computer or mobile device to get started.
No Prepayment
Penalties
You prepay your loan anytime without incurring any fees.
One Application Fee.
No Hidden Costs.
The loan process is simple and the costs are transparent.
Use of
Your IDNYC
We are all about expanding access. That is why we accept IDNYC Card, as a primary form of ID for account opening.
Schedule an Appointment
Ready to grow with us? Talk to one of our account managers about our Commercial Lending Products today to see how we can help you. Use the following form to schedule an appointment:
Do you have any questions? Visit a location or call us at (718) 879-5000.
Our Promise
We don’t take it lightly that you trust us with your money. When you become a Spring Bank Customer, you have direct access to our branch managers, lending teams and community partners. We believe you deserve this personal attention and every person on our team is committed to your financial health. In fact, the best part about working here is getting to know our customers and their families. You’ll soon find out that you are far from a number here. On the contrary, you become part of the Spring Bank Family. We can’t wait to get to know you.
Explore Other Loan Products
The Start Loan
Amount up to $1500 with unique underwriting based on cash flow.
The Employee Opportunity Loan
For employees at participating employers. Amount: Up to $2500.
Credit Builder Loans
Start building credit and savings Amount: Up to $1500.
Unsecured Personal Loan
Open to all our customers. Amount: Up to $2500.
Grow on the Go
Download the Spring Bank application available for iOS and Android. Make your deposits online and find our ATM network so you can easily access your money.
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