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Simple and Effective
If you appreciate convenience and write checks our Basic Checking account is for you. With just a $25 minimum deposit to open a basic checking account, you can start managing your money immediately.
Basic Checking Account Benefits
Zero Maintenance Fee Options
Fully Insured Deposits at Spring Bank
Spring Bank is an FDIC-insured bank, so you can rest assured that all deposits up to $250,000 are fully covered by the FDIC.
If you wish to make a deposit larger than the FDIC insured amount, we have options for checking, CDs, and money market accounts that can cover multi-million-dollar deposits through the IntraFi network.
Explore Other Products
Our application process is fast, simple, and straightforward.
Schedule an Appointment
Ready to grow with us? Come in and talk to one of our account managers to see how we can help. You can open a checking account, apply for a loan, open an IRA account and much more. Use the form below to schedule an appointment:

Have any questions? Stop by a branch or call us at (718) 879-5000.