The most wonderful time of year is here! The team at Spring Bank has decked the halls of our branches and there’s an excited anticipation at our Bronx headquarters as we plan our annual holiday party. Whether you gathered last week with thousands in the city to see the lighting of the Rockefeller Christmas Tree or are polishing your menorah in preparation for the eight days of Hanukah next week, the one thing on all of our minds is: what in the world will I give (fill in the blank) this holiday season?

We all have that one person in our lives, the one who has it all—the one for whom we struggle to find just the perfect present. Or… maybe it’s that your grandkids who already have too much: too many toys, too many electronics. What if you could give them a gift their future selves will thank you for again next year, a gift that makes money while you sleep?

Presenting the Spring Bank 13-Month CD. You make a minimum deposit of $250 on behalf of your loved one and in 13-months you’ll see a 1.50 percent increase. Simple as that. Zero risk with a higher-than- industry-average interest rate. It’s a great way to secure funds for your 15-year old grandson who will want a car next year or for your partner who’s dreaming about gelato in Italy. Not only are you giving them a gift this holiday, but next year—when they’ve made money on your gift–they’ll remember just how great of a gift giver you are, all over again. We think you win just as much as they do.

Call our Relationship Manager, Jason O’Hene at (718) 879-5110 to open your account today.

* APY (Annual Percentage Yield) The quoted APY is based on interest compounded daily. Rates subject to change at Spring Bank’s discretion.