CD Savings Account

CD Savings Account

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    Explore Our Competitive Terms & Rates

    We offer a variety of CD terms with a competitive certificate of deposit interest rate. There are short and longer savings options and fixed rates of return. Check out our great rates here. Your deposits are FDIC insured.

    Certificates of Deposit

    Term: Certificates of Deposit Rate APY Minimum Deposit to Open
    90 Day 3.20% 3.25% $250

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    180 Day (6 months) 4.16% 4.25% $250

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    1 Year (12 months) 3.92% 4.00% $250

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    1 1/2 Years (18 Months) 3.44% 3.50% $250

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    2 Years (24 Months) 2.96% 3.00% $250

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    3 Years (36 Months) 2.96% 3.00% $250

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    4 Years (48 Months) 2.96% 3.00% $250

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    5 Years (60 Months) 2.96% 3.00% $250

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    Fully Insured Deposits at Spring Bank

    Spring Bank is an FDIC-insured bank, so you can rest assured that all deposits up to $250,000 are fully covered by the FDIC.

    If you wish to make a deposit larger than the FDIC insured amount, we have options for checking, CDs, and money market accounts that can cover multi-million-dollar deposits through the IntraFi network.

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    Schedule an Appointment

    Ready to grow with us? Come in and talk to one of our account managers to see how we can help. You can open a checking account, apply for a loan, open an IRA account and much more. Use the form below to schedule an appointment:

    Open Business Checking Account Online in New York

      Have any questions? Stop by a branch or call us at (718) 879-5000.